Figure Cash Out Refi - Reviewed & Compared

Summary

Figure is poised to become the “Apple” of refinance and mortgage products. With a simple, secure online application process, they get customers the funds they need quickly and easily.

Company Overview

Figure is a newer company in the mortgage refinance and home equity line of credit space. But they use this to their advantage. Look at their executives, and you’ll find experienced men and women from all the big financial names. The company is technologically savvy, and has the best online application and approval experience available.

MORE: Calculate your monthly mortgage refi payment

What Figure Does Best

They are super easy to use, and rock solid in rates and terms. Getting rates will not affect your credit score, and approvals are really fast as well. Your funds are wired to you quickly, at a great rate. They’ve taken everything we like about online mortgage refinancing services, and put them under one roof.

MORE: Calculate your monthly mortgage refi payment

Any Negatives?

They are not in every state yet. But if they are in yours, definitely check them out.

What Others Are Saying

People love them. TrustPilot gives them 4.8 out of 5 stars. And here’s a quote from a user: “This is the simplest loan I have ever gotten.” We agree.

Our Final Verdict: 9/10

9.1 – Figure has “figured out” online mortgage refinancing and equity lines of credit. They have a modern, fast, and secure application process, and great customer service.

FAST FACTS
  • The easiest and fastest refinancing application process we've found.
  • Getting rates will not affect your credit score.
  • Really easy to use, and funds can be had very quickly.
  • Has both refinancing, and home equity lines of credit. Very nice!